https://blog.californiarebatestoday.com/blog/ Buyer rebates, seller credits, and how California real estate transactions actually work. By Michael Torres, broker, DRE #01469202. en-us Fri, 18 Sep 2026 21:52:05 GMT https://blog.californiarebatestoday.com/blog/are-home-buyer-rebates-legal-in-california/ https://blog.californiarebatestoday.com/blog/are-home-buyer-rebates-legal-in-california/ Yes — California allows licensed brokers to rebate part of their commission to their own buyer client. Here's how it works, what can reduce it, and how to estimate yours. Fri, 18 Sep 2026 12:00:00 GMT https://blog.californiarebatestoday.com/blog/can-higher-interest-rates-create-a-holiday-home-buying/ https://blog.californiarebatestoday.com/blog/can-higher-interest-rates-create-a-holiday-home-buying/ A recent interest rate increase can reduce your approved buying power, but a holiday slowdown may create room to negotiate price, seller credits, repairs, or timing when the seller has limited competing options. Fri, 18 Sep 2026 12:00:00 GMT https://blog.californiarebatestoday.com/blog/buying-a-home-during-the-holidays-how-buyers-can/ https://blog.californiarebatestoday.com/blog/buying-a-home-during-the-holidays-how-buyers-can/ Buying a home during the holidays can give a buyer more negotiating room when competition thins, but lender limits, inspection availability, and closing deadlines determine whether that advantage produces real savings. Fri, 11 Sep 2026 12:00:00 GMT https://blog.californiarebatestoday.com/blog/what-the-last-three-months-say-about-q4/ https://blog.californiarebatestoday.com/blog/what-the-last-three-months-say-about-q4/ Houses and condos in Long Beach moved in opposite directions this summer. What the closed-sale data shows, what it means mechanically for a buyer or seller in Q4, and why nobody should be telling you what prices will do next. Fri, 11 Sep 2026 12:00:00 GMT https://blog.californiarebatestoday.com/blog/buying-a-condo-in-long-beach/ https://blog.californiarebatestoday.com/blog/buying-a-condo-in-long-beach/ Long Beach has more condo inventory than most Southern California markets, and condos sit longer than houses do. That's leverage — if the building checks out. The five documents that decide whether a unit is financeable. Tue, 08 Sep 2026 12:00:00 GMT https://blog.californiarebatestoday.com/blog/how-a-buyer-rebate-works-with-lender-credits-and/ https://blog.californiarebatestoday.com/blog/how-a-buyer-rebate-works-with-lender-credits-and/ A buyer rebate can work alongside lender credits and seller concessions, but it may have to be reduced if lender-approved credits exceed the closing costs they are permitted to pay. Tue, 08 Sep 2026 12:00:00 GMT https://blog.californiarebatestoday.com/blog/stacking-a-rebate-with-the-ladder-up-grant/ https://blog.californiarebatestoday.com/blog/stacking-a-rebate-with-the-ladder-up-grant/ City National's Ladder Up grant runs $7,500 to $20,000 depending on the property's location, and a buyer rebate can go on top. How the two interact on the closing disclosure, who qualifies, and the lender limit that decides how much you actually keep. Fri, 04 Sep 2026 12:00:00 GMT https://blog.californiarebatestoday.com/blog/seller-financing-paid-off-rental/ https://blog.californiarebatestoday.com/blog/seller-financing-paid-off-rental/ If you own a rental free and clear, seller financing can convert it into a monthly note instead of a one-time payday. How the income works, the tax rule that surprises landlords, and the federal limits on how often you can do it. Wed, 02 Sep 2026 12:00:00 GMT https://blog.californiarebatestoday.com/blog/who-pays-the-buyer-agent-now-the-three-ways/ https://blog.californiarebatestoday.com/blog/who-pays-the-buyer-agent-now-the-three-ways/ Buyer-broker compensation moved out of the MLS and onto the negotiating table. The three ways it gets paid, the lender cap that trips up the third one, and the questions to ask before you sign. Tue, 01 Sep 2026 12:00:00 GMT https://blog.californiarebatestoday.com/blog/what-a-buyer-rebate-is-worth/ https://blog.californiarebatestoday.com/blog/what-a-buyer-rebate-is-worth/ California allows buyer rebates. What they are, where the money comes from, the three situations where a lender limits how you can use one, and the questions to ask before you sign a buyer agreement. Mon, 31 Aug 2026 12:00:00 GMT